The Bankruptcy Reform Act of 2005 (formally titled “The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005”) subjects a large class of individuals to increased financial risks. The legislation

The Bankruptcy Reform Act of 2005 (formally titled “The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005”) subjects a large class of individuals to increased financial risks. The legislation has drawn criticism from consumer groups and praise from various business interests. is your opinion on the current state of the bankruptcy code? Do you believe the 2005 legislation adequately balances, or addresses, the interests of debtors and creditors? How far should society go in allowing debtors to avoid obligations that they “voluntarily” incurred? Is it unethical to avoid paying one’s debts by going into bankruptcy? Does a person have moral responsibility to pay his or her debts? role do creditors play in this discussion? Defend your position. . . (Eastern Edition). New York, N.Y.:Apr 6, 2005. . . (Eastern Edition). New York, N.Y.:Apr 5, 2005. . . (Eastern Edition). New York, N.Y.:Mar 9, 2005.

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